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Moving through the end of a relationship

Moving through the end of a relationship

Break-ups are hard enough. It's a challenging and emotional time, but important to handle with a clear mind and practical approach. From the complexities of untangling finances to the logistics of dividing shared possessions, there are several parts of your lives to consider. The below are essential steps to navigate the end of a relationship in a practical and organised manner, ensuring a smoother transition for both parties involved.

Finances.
When it comes to finances, transparency is crucial. You'll need to review joint accounts, loans and credit cards. Take the time to assess whether you'll need to close, split or transfer these accounts into a single name.

Additionally, create an inventory of shared assets and debts. Determine a fair way to divide or settle these assets and debts.

For more complex elements like shared property, superannuation and investment accounts, it's worth getting financial and legal support.

Expenses.
Review and calculate and agree on how to divide shared bills, rent and/or mortgage payments, and other ongoing financial commitments. If you can reduce or remove any expenses that won't be needed going forward, start here.

Living Arrangements.
Deciding where to live after a breakup requires practicality and sensitivity. If you're living together in a shared rental, review the lease agreement. If you're both unable or unwilling to continue rent alone, consider a housemate or breaking your lease. For a shared mortgage, you'd be best to consult with your broken or financial planner for guidance.

Possessions.
Out of all these tasks, sorting out personal belongings can be emotionally charged. It's real, tangible and in person. To mitigate the mental load, consider creating a shared list of what possessions you have. Categorise them into anything that's already individually owned. With shared goods, collaboratively decide how to split what's left. This could be from a monetary perspective, future use or preferences. 

Legal Considerations.
Seeking legal advice can provide clarity and protect both parties. Keep records of any agreements made, financial transactions, or conversations related to the separation.

Communication.
Maintain open and respectful communication with your ex-partner. It can help address concerns and avoid misunderstandings. If it's easier, rely on text or choosing a neutral place for physical meet-ups.

Emotional Support.
While the focus is on practicality, emotional well-being matters too. Lean on your family, friends and network. If possible, a therapist will help process your feelings during this massive time of change.

We promise, everything will be okay.

 


“You have within you the strength, the
patience, and the passion to reach for the stars to change the world.”

 Unknown

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